
Simple financing, smarter living with Bread Pay®
Get a decision in seconds and flexible monthly payment options through Bread Pay. No hidden fees and no surprises.
Financing that simply cliqs with PayTomorrow
Buy now and pay later with confidence. PayTomorrow offers quick credit-friendly approvals and customizable payment terms
Bread Pay®
Loan max amount of
$20,000
- 6 Months 0% APR Financing Available*
- Fixed monthly payments. No hidden fees.
- Up to 48 month financing options available.*
- Checking eligibility will not affect your credit score.
- Your information is secure.
Checking your eligibility won't impact your credit score.
How Bread Pay® works?
Affordable monthly plans
Get what you need now and split your payments into easy, budget-friendly monthly installments—with clear terms and no surprises.
Secure & private
Your personal information is always protected with top-tier encryption and secure identity verification.
Buy now, pay later
Enjoy your new cabinetry right away and pay over time, making your dream space possible—without the upfront cost.
Why finance with Bread Pay®
Simple application
Get a decision in seconds without affecting your credit score.
Straightforward pricing
What you see is what you get. No hidden fees, prepayment penalties or compound interest.
Pay at your own pace
Payment options over 3-36 months available at competitive rates"
*Minimum purchase of $50.00 is required. Availability of terms may vary based on purchase price, product, and state of residence. Down payment may be required. Subject to approval of credit application. Rates range from 0% to 34.99% APR, resulting in, for example 48 monthly payments of $31.50 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay® loans are made by Comenity Capital Bank, a Bread Financial® company.
PayTomorrow
Approval amounts
up to $6,500
- Terms up to 24 months
- 90-day early buyout options on all offers
- Low initial payments to finalize financing
- Rates to consumers are customized based on customer credit worthiness
- Approval amounts up to $6,500
How PayTomorrow works
Fast & flexible financing
Apply in seconds and choose from personalized financing terms
Smart, credit-friendly options
Explore financing without worrying about your credit score our soft check keeps your credit protected.
Get what you need, on your terms
Start your cabinetry project today and pay it off over time with low upfront costs and early payoff flexibility.
Why finance with PayTomorrow
We provide instant, point-
of-sale approvals
Get approved in seconds right at the point of
sale-no lengthy forms or waiting periods
required.
We finance in all
50 states
No matter where you live, we’ve got
you covered. Financing is available
across all 50 states.
Won’t affect
customer’s credit score
Applying won’t impact your credit score,
so you can explore your options with
confidence and peace of mind.
Financing that simply cliqs
with Bread Payâ„¢
CliqStudios partners with Bread Payâ„¢ to offer eligible customers a seamless financing experience. With straightforward terms and easy-to-understand monthly payments, your dream kitchen can become really faster than you thought possible. No hidden fees, no complicated language - just clarity that cliqs.
0% APR available for 6-month financing*
Checking your eligibility won't impact your credit score.

Transparent payments
that fit your life
With Bread Payâ„¢ financing for your CliqStudios kitchen, you'll always know exactly what you're paying. Clear monthly payments and total costs are provided upfront - no surprises, just straightforward financing that perfectly cliqs with your project.
Flexible payment options:
- Debit card
- Check
- ACH transfer
- Money order

Designing your dream kitchen
is as easy as 1-2-3-4.
Tell us about
your project
Share your vision, style, and needs. Whether you have detailed plans or just starting to dream, we're here to listen and guide.
Meet Your
Designer
Connect with an expert who brings your vision to life. Using a 3D technology, we'll create a design plan that perfectly fits your space and lifestyle.
Approve
Your Design
Work closely with your designer to perfect every detail. From materials to hardware, we make each decision clear and simple, ensuring your design simply cliqs.
Find an
installer
Your designer connects you with trusted local installers, coordinates details, and ensures your vision comes to life exactly as planned.
*Availability of terms may vary based on purchase price and/or product. Down payment may be required. Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 48 monthly payments of $25.36 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Payâ„¢ loans are made by Comenity Capital Bank, a Bread Financialâ„¢ company.
