Financing with Bread®
Easy-to-use financing lets you pay over time for your new kitchen.
Your dream kitchen is now even closer to reality! CliqStudios has teamed up with Bread, the easy to use financing option that lets you make low monthly payments on your entire CliqStudios purchase.
How it Works
Enter a purchase value below to see your estimated monthly payment with Bread*
Quick, Simple Payments
Unlike credit cards, when financing your CliqStudios kitchen with Bread, you'll be paying a straightforward installment loan. You know each month’s payment, and cost before you buy.
Easy Ways to Pay:
- Debit Card
- ACH Transfer
- Money Order
Frequently Asked Questions
CliqStudios is excited to offer Bread as a financing option to our customers. We share many core values, including a commitment to top-notch, personal customer service. With clear, straightforward payment terms, no hidden fees, and no prepayment fee, there is no better way to pay for your new dream kitchen!
What is Bread?
Bread® is a new type of financing available for your CliqStudios purchase. Pay for your new dream kitchen over time by making easy-to-understand monthly payments online.
How do I buy my CliqStudios kitchen with Bread?
It’s easy. Work with your CliqStudios designer to finalize and approve your new kitchen design. When you’re ready to complete your purchase, click on the "Pay Over Time" button on the payment screen. Follow Bread's simple application process. If you pre-qualify, you will see a full payment schedule and monthly cost of your CliqStudios kitchen. Then simply complete the check-out process by selecting Bread as your payment method.
How do I make payments?
You can make payments through ACH or debit card or by mailing a check! To make an ACH or debit card payment, please log into your Bread account at members.getbread.com. The simple instructions will guide you on how to set up an ACH payment from your bank account or use your debit card. You will have the option to automatically debit your account or charge your debit card for all future payments. To make a payment by check, please mail the check to:
c/o Bread Servicing Department P.O. Box 1264 New York, NY 10276
When are my payments due?
Your first payment will be due at least 30 days after your CliqStudios order ships. Subsequent payments are due every month after that, usually on the same day of each month. (For instance, if your first payment was due on the 7th of a given month, future payments are generally due the same day each month. Of course, if your first payment was due on the 31st of a month or February 29th, we will make an adjustment.) Your fully personalized schedule of installment due dates can be seen in your account at members.getbread.com.
Can I pay my loan back early?
Yes! You can prepay anytime for all or part of your loan. There is never a penalty for paying early. Also, if you prepay more than the monthly payment but less than the total balance due on your loan, your monthly payment will remain the same. However, you will pay off your loan sooner and because of that you will pay less in total interest.
* Checking your rate will not affect your credit score. There's no obligation to purchase when you prequalify for financing. Your terms may vary and are subject to credit approval. Rates range from 0% to 29.99% APR. All Bread® loans are made by Cross River Bank, Member FDIC